Pyanov emphasized that VTB's technological competencies and unique experience allow it to successfully integrate other banks while preserving their specific features and advantages. One example is the RNKB digital platform operating in Crimea and Sevastopol, which extends the functionality of a bank card far beyond ordinary transactions.
Post Bank's accession will create synergies that will allow the bank to effectively utilize the existing infrastructure and offer its clients a wider range of services.
At the same time, Pyanov drew attention to the difficulties of smaller banks, which face competitiveness challenges in the face of a high technological and marketing barrier to entry. In his opinion, the number of banks in Russia (more than 300) is excessive, and successful competition today requires a strong IT budget, a solid advertising budget and a broad customer base.
The Central Bank of Russia expects the banking sector to earn about 3-3.5 trillion rubles in profit by the end of the year, which is slightly lower than last year's figure of 3.8 trillion rubles. At the same time, the banking system remains sufficiently stable, transsibinfo.com reported.