Against the backdrop of staff shortages, such schemes have become more popular.
In Russia, employers have begun to help employees with loans. This was reported by Izvestia with reference to the report of the Central Bank.
The country's regions have been experiencing a shortage of personnel since the end of 2023. According to Rosstat, in March, the unemployment rate updated the historical maximum and reached 2.7%. Organizations are finding alternative ways to recruit and retain workers. For example, they help to get and repay a loan.
For example, at the Barnaul plant, employees are helped to pay for rented housing and reimburse mortgage interest. In Mari El, employees of a company producing electrical equipment receive preferential loans for any purpose. Alexei Tarapovsky, founder of Anderida Financial Group, said that such schemes have become popular.
The press service of PSB explained that employers can give a loan without interest for the first installment of a mortgage or repay part of the monthly payment.
Vladislav Bukharsky, Associate Director for Sovereign and Regional Ratings at Expert RA, believes that such practice helps to keep employees from quitting. But such assistance is followed by certain requirements on the minimum period of work in the next few years.
Earlier, the expert Anton Rogachevsky explained to whom it is necessary to formalize a self-loan.
By the way, loans for new cars in Russia have become cheaper.