Residents of the Tyumen region in the first four months of 2025 have made educational loans totaling 55 million rubles, which is almost one and a half times more than in the same period last year. According to Sber's press service, the bank's total portfolio of such loans in the region reached RUB 842 million, showing an annual growth of 70%.
Loans were most in demand for studies at Tyumen State University, Tyumen Medical University and Tyumen Industrial University. Most of the programs for which loans are taken are related to the oil and gas industry and IT, including such areas as applied mathematics, computer science and industrial automation. Experts attribute this increase in demand to several factors, including a 4.5-11.3% increase in tuition fees for a number of programs and an increase in the number of participating banks.
In addition, many applicants consciously choose paid education as an investment in the future, especially against the background of a limited number of budgetary places in demanded fields. For example, at TyumSU the cost of a year of study at the most expensive specialty in the profile “Modern Social Sciences” exceeds 500 thousand rubles, which makes lending relevant.
While Russia continues to receive sovereign ratings from China, and restaurants in Bashkiria report growing incomes, another indicator of economic activity is the growing willingness of citizens to invest in education.